CEEC ZAMBIA
CREDIT MANAGER (1 POSITION) – LUSAKA
Reporting to the Director Credit & Risk Management, the ideal candidate will be responsible for coordinating and overseeing the Credit Unit including provision of information to aid management decision making on elements of credit control and enterprise risk.
Duties and Responsibilities
In collaboration with the Director Credit, develop and implement a robust Credit Management Information System that provides timely information to both internal and external stakeholders in collaboration with the Director Credit;
Develop and implement Credit Risk and Procedures Manual in collaboration with the Director Credit and Risk;
Generate reports from Credit Managers;
Generate of Term Sheets, Loan Agreements and Memorandum of Deposit of Certificates;
Ensure safe custody of all credit documents including Loan Agreements, Certificates of Titles etc;
Assess Business Plans for completeness and creditworthiness
Determine the need to forward customer delinquencies to legal department for litigation;
Monitor periodic credit reviews;
Plan, design and implement an overall risk management process for the Commission;
Monitor quarterly and yearly performance of Credit Managers through published financials and other third party information sources;
Analyze delinquent accounts and prepare reports including recommendations for solutions such as remediation, handover to debt collectors and writing off;
Monitor the progress of cases handed over for litigation by providing a report;
Execute Writs of Possession in conjunction with the Sheriff’s office;
Ensure that repossessed properties are sold within record time;
Communicate consistently and accurately with financial institutions who do business with the Communication
Monitor projects implementation, business implementation and collection of debt;
Prepare periodic reports for the Director of Credit and Risk; and
Submit monthly reports to the Credit Reference Bureau.
Qualifications
Grade Twelve (12) Certificate
Master’s Degree in Business Administration, Banking & Finance, Accountancy or equivalent
At least 10 years working experience in credit review processes and the establishment of client policies
For more information on the responsibilities and qualifications, please refer to the CEEC Facebook Page: @CEECZAMBIA or visit www.ceec.org.zm.
Interested candidates meeting the above profile should submit application letters
enclosing an updated Curriculum Vitae and copies of the academic and professional certificates to the following address not later than 17 June 2022.
NB: The applications must be submitted in a sealed envelope indicating the position
being applied for.
The Director General
Citizens Economic Empowerment Commission
Plot 6457, Los Angeles Boulevard
Longacres
P.O Box 35068
LUSAKA